Authentication in Online Banking Systems through Quantum Cryptography

نویسنده

  • Anand Sharma
چکیده

The new information technology is becoming an important factor in the future development of financial services industry, and especially banking industry. Growing international trading and problems in transferring money have motivated researchers to introduce a new structure. Online banking is the newest delivery channel for retail banking services. Online banking facilitated by various Electronic Commerce technologies, has helped commercial banks to stay competitive through productivity gains, transaction cost reduction and customer service improvement. Security for online banking has changed considerably during the relatively short period that online banking has been in use. In particular, authentication in the early implementations was, and sometimes still is, vulnerable to various attacks such as phishing. It is known that the quantum cryptography protocols are able to detect immediately any attempt to attack the key exchange and the authentication process. This paper presents an introduction of online banking and quantum cryptography. In this paper we are proposing a model for authentication in online banking system with quantum cryptography. KeywordsOnline banking. Quantum Cryptography, QKD, Security, Authentication.

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تاریخ انتشار 2013